Thank you for choosing UPC as your backend processing company. Your firm and UPC will protect our borrower's most valuable possession, their HOME! These programs are designed for homeowners who cannot afford an adjustment, or recovering from a legitimate hardship. The lenders are giving our borrowers an opportunity to keep their home during this housing crisis. So, take advantage of this opportunity to grow your business while helping as many homeowners as possible. Our job is to provide you with a team of experienced account managers and loss mitigation specialists, who are dedicated to providing all the tools needed to offer these programs.

United Processing Center takes pride in our results, however, setting the right expectation is key when dealing with your borrowers. Please take a moment to review some of our average approvals. Please note that all borrowers' loss mitigation options are unique to each individual situation.

	Original Terms:	New Terms:
(Aurora & BofA) Reno NV	5.25% $2115 w/ escrows & 6.25% $660.82 2nd mtg (current)	2% $1704.80 w/escrows & 12 month $291.00 payment freeze.
(GMAC) Jamestown NC	10.38% $4205.67 w/escrows (35K delinquent)	6.75% $3185.65 w/ escrows (FC Stopped)
(Chase) Lynnwood WA	7.4% $2152.05 no/escrows (7k delinquent)	3% $1,667.32 w/escrows
(Chase) Los Angeles CA	9.25% (NOS -45k delinquent) $33334.35 with escrows	2% $1258.60 w/escrows (cleared arrears)
(BAC) Inglewood CA	Option Arm minimum payment $1848.19 (NOD)	Special Forbearance $1250 payment (3 months) followed by (Step Rate Program)
(Litton LS) Dallas GA	6.53% $1769.38 w/escrows (NOS -20 months late)	2% $901.10 w/escrows (cleared arrears)
(CITI Mtg) Sparks NV	5.750 $2686.01 w/escrows (Current)	2% $1991.67 w/escrows
(Select Portfolio) Woodlawn TN	9.5% $980.25 w/escrows (9 months late NOS)	2% $479.88 w/escrows (added arrears to balance)
(WAMU) Laguna Hills CA	Option Arm (NOS -we got the file 3 days before sale date) $6101.33 w/escrows	2% $2,114.58 40yr fixed
(Litton LS & Wells) Ewa Beach HI	7.125% $2169.98 (Adjusting) 1st 7.63 $831.85% (Current)	3.575% $1733.43 (Fixed) 2% $241.09 fixed 15yr 2nd mortgage
(Wells Fargo) Woodland CA	6% $1969.52 no/escrows (Current)	2% $1033.41 Fixed no/escrows
(BAC) Phoenix AZ	7.4% $1446.33 no/escrows (NOD 7 months late 18k)	4.4% $1121.11 no/escrow (arrears rolled back into the loan)
(Chase) Freemont CA	9.375% $4976.27 w/escrows (NOS 3 days before sale date)	2% $3322.44 (45k arrears settled for 3k)
*(ASC) Clayton CA	6.5% $4638.35 no/escrows (NOS)	4% $4103.43 (arrears added to the balance)
*(GMAC) Gastonia NC	11.50% $1355.33 w/escrows (NOS)	7% $912.16 Fixed w/escrows (Settled 14k arrears for $1052.33)

* Denotes Pro bono loan modification where true hardships forced them in these situations.

View a slideshow of the loan modification process.

United Processing Center has an all access, user-friendly online tracking system which keeps you and the borrower updated 24/7.

Under the Obama Plan, if your borrowers can no longer afford to make their monthly loan payments, then they may qualify for a loan modification to make their monthly mortgage payment more affordable. There are an estimated 7-9 MILLION borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.