UPC is staffed with only the most experienced and professional loss-mitigation specialists and negotiators. You will find our entire staff to be personable, knowledgeable, hard working and efficient. UPC maintains positive relationships with many lenders and servicing companies throughout the country. Our clients and affiliates range from small firms to large corporations. With our knowledge and experience, the proven success rate is all in the results.

To get started with UPC, collect the necessary information, submit the paper work to us, and our loss mitigation specialist will take over from there. Each client file will get special attention from our staff to make sure your client is getting the best interest rate and payment option available.

While we are appropriately handling your files, you will be free of the stress, time, and frustration involved in the modification process. Your time is valuable and should be spent growing your business!

UPC is CA DRE friendly; we want to align ourselves with companies who plan on staying compliant with local state and federal guide lines.

Visit the CA DRE website for more details.

California Civil Code Section 2945, which regulates "foreclosure consultants", forbids anyone who falls under the definition of a "foreclosure consultant", as well as a real estate licensee, from collecting any advance fees for these types of services if a Notice of Default has been recorded against your property.

If a Notice of Default has not been recorded against your property, it may be permissible for a real estate broker to assist you in working out a loan modification or otherwise negotiate a possible resolution to your problem with your lender or loan servicer and ask you for payment in advance for their services. However, the broker must have you sign an agreement that tells you what services will be performed, when they will be performed and how much you must pay. The broker cannot have you sign an agreement until it has been submitted to the Department of Real Estate for review and the broker has received permission to use it and collect the advance fee.

If your lender has recorded a notice of default, do not pay an advance fee to a real estate licensee, or to any person or entity. California licensed lawyers when rendering services in the course of their legal practice(s) are exempt from this prohibition.

UPC offers free loan processing services a few times a year, to cases of extreme hardships who cannot afford professional or legal services. The purpose of the UPC Pro Bono Project is to work with various people in the community. We work with our local community and various nonprofit agencies to develop programs and projects to assist low income people in the United States.

For information on UPC Pro Bono Program email your hardship letter and we will contact you if you qualify for our free public service program.

United Processing Center has an all access, user-friendly online tracking system which keeps you and the borrower updated 24/7.

Under the Obama Plan, if your borrowers can no longer afford to make their monthly loan payments, then they may qualify for a loan modification to make their monthly mortgage payment more affordable. There are an estimated 7-9 MILLION borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.